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Our most popular insurance policies for small business owners and contractors
There is not only one small business insurance policy that covers all risks. Different types of commercial insurance address different types of risks, accidents, lawsuits, and damages that could financially destroy your business. Here are the most common commercial insurance policies for small businesses.
General Liability Insurance
General liability insurance can help protect your business from the unknown. General liability is the first policy most businesses purchase when launching and is one of the most critical coverages you buy to protect your business.
General liability typically protects:
- Lawsuits, investigations and settlements
- Medical expenses,
- Attorney fees, and
- Other damages you are legally responsible for
Business Owners Policy
A businessowners policy, also known as BOP insurance, bundles multiple coverages all into one convenient package. If you're not sure what coverage is right for your business, or have not considered a BOP, learn how a BOP insurance policy can protect your business.
Businessowners Policy typically covers:
- Commercial Property
- Business Personal Property
- General Liability
- Business Interruption Coverage
- Additional protections